r/SimpleLoans • • 2d ago

[META] A refresher on keeping you and the subreddit safe.

Post image
17 Upvotes

We do not and cannot control who messages you and there’s nothing we can do about it. Read the rules and protect yourself, they are there for a reason.


r/SimpleLoans • • May 30 '26

⚠️PLEASE READ!⚠️

26 Upvotes

Hello beautiful users of r/SimpleLoans!

We have made changes to our RULES, PLEASE CLICK HERE! Also our FAQs for Borrowers and Lenders

The main rules changes are...

  • We now allow all payment platforms! You can add CashApp, Revolut etc in your post title.
  • Borrowers NO LONGER NEED to complete their first 5 loans in order to obtain second loans. However, they HAVE TO SECURE APPROVAL from their lender each time additional loans are requested.

In order to be a successful sub, we must continue to adapt to constant change!

If you have any questions or concerns, please direct them to modmail


r/SimpleLoans • • 2h ago

REQUEST [REQ] (Amount $100) - (#Chicago, Illinois, USA), (Repayment Date November 4th 2026 & Repayment Amount $120) (Form of payment Venmo)

3 Upvotes

Hey, I need $100 to cover transportation and food costs until I get paid. I'm 1099 so I only get paid once a month from my main job.


r/SimpleLoans • • 3h ago

PRE-ARRANGED [pre] PRE-ARRANGED WITH LENDER u/roxykelly Loan of $2000, repayment of $2500 on November 11, 2026

2 Upvotes

[pre] PRE-ARRANGED WITH LENDER u/roxykelly Loan of $2000, repayment of $2500 on November 11, 2026


r/SimpleLoans • • 49m ago

PRE-ARRANGED [PRE] ($150) - (Hackney, London, England) (Repay on 18/11/2026, $195) (Pre-arranged with u/rosseyrana01) (PayPal)

• Upvotes

Pre-arranged with u/rosseyrana01 loan of 150 to repay 195 on 18/11/2026.


r/SimpleLoans • • 50m ago

PRE-ARRANGED [pre] 200 euro, repaid 230 euro on 28th December. With u/VastAd1501

• Upvotes

Same as the title. We have done this too many times by now.

u/VastAd1501


r/SimpleLoans • • 52m ago

PRE-ARRANGED [PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of $650CAD, repayment of $850CAD on Nov 23/2026** Second loan

• Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of $650CAD, repayment of $850CAD on Nov 23/2026** second loan


r/SimpleLoans • • 1h ago

REQUEST [REQ] (£250) (Tonbridge, Kent, England) (£300 by 25/12) (PayPal)

• Upvotes

Hi all,

I am really struggling financially at the minute, and I would like to borrow the money to pay off some of my debts so that I can not be permanently in overdraft and borrowing money (as ironic as that sounds) I have to pay £100 to klarna, £95 to my old credit card and just general groceries.

I am happy to discuss repayment scheduling and how much etc please just let me know.

Thanks so much.


r/SimpleLoans • • 5h ago

REQUEST [REQ] 3000 (Baltimore, MD) repay 3500 on 1/13 (1000) 1/27 (1000) 2/10 (1000) 2/24 (500) (PayPal)

2 Upvotes

Hello, I know the repay dates are a little far out but I’m hoping for this to last me through the holidays and new year. I’m in a bad financial spot having to pay some extremely overdue medical bills and upcoming ones. I am open to changing the repayment dates to anything sooner to accommodate or to make anyone feel more comfortable lending such a huge amount. Thanks for anyone’s time reading this.


r/SimpleLoans • • 10h ago

PRE-ARRANGED [PRE] prearranged u/roxykelly £80, repay £100 on 19/11/26 (PayPal)

2 Upvotes

Pre-arranged second loan, thanks again. Always great to work with.


r/SimpleLoans • • 21h ago

PRE-ARRANGED [PRE] pre-arranged with u/cellsensei514 ($600 repay $800 on or before 11/26/26)

2 Upvotes

Thank you again. :)


r/SimpleLoans • • 18h ago

PRE-ARRANGED [PRE]($300) - (Portland, OR, USA) (Repayment $390 on 11/20/2026) (PayPal)

1 Upvotes

Prearranged with u/rosseyrana01

Never give up


r/SimpleLoans • • 23h ago

REQUEST [REQ] ($220) - (#Rockville, MD, USA), Repay $280 by Dec 12th (Paypal)

2 Upvotes

Hello.

I have gotten permission from my current lender(C3tepanda) to request a second emergency loan. I am currently dealing with owed back rent for my landlord and have gotten help with a case worker to help clear the full remaining amount owed. Im trying to get this cleared before next month since I already have a judgment for possession from my recent court case due to the owed rent and need the balance clear.

Unfortunately, as required by DHHS I have to clear the remainder that they cant cover(they only cover up to a certain amount) before they can issue a check to my landlord. I currently need 200 to do so.


r/SimpleLoans • • 23h ago

PRE-ARRANGED [Pre] Pre arranged with u/Thekingstaysking ($1,050) (PayPal) Re pay $1,300 - $650 by 11/25 & 1$650 by 12/25

2 Upvotes

Pre arranged with u/Thekingstaysking


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of 125GBP, repayment of 150GBP on Nov 12/2026** THIRD LOAN

2 Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of 125GBP, repayment of 150GBP on Nov 12/2026** THIRD LOAN


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] with u/yurgkretz ($25) (PayPal) Repay $30 on 10/30/26

2 Upvotes

[PRE] with u/yurgkretz ($25) (PayPal) Repay $30 on 10/30/26


r/SimpleLoans • • 1d ago

NO LONGER NEEDED [REQ] (£50) (Bristol, England, UK) (Repayment 30th October £70) (PayPal).

0 Upvotes

In need of a bit of money to get food and some other bits to tie me over until payday on Friday. I moved recently and funds have been extremely stretched.

Can provide payslips, I’m in full time employment.


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] ($3,000) -(Repayment $3,750- Payments of $937.50 on 11/29, 12/29, 1/29 &2/26) (Pre-arranged with u/sawiba0001)

2 Upvotes

Pre-arranged with u/sawiba0001


r/SimpleLoans • • 1d ago

REQUEST [REQ] ($250) (Cumberland, MD) (Repayment November 6 $300) (PayPal, Venmo, or cashapp)

0 Upvotes

Greetings, I hope everyone who reads this is happy and healthy. I am reaching out to request a loan of $250 to pay my electricity bill because the energy assistance I was receiving ended this past Friday, please and thank you. It's $250 because the electric company is insisting on two months expected usage upfront. I am in the first month of a new wfh job, but I do not get paid until the first Friday of the month, and I need electricity to work. I can repay first thing November 6, and I hope $300 is sufficient. Thank you sincerely for your time reading this. Please take care.


r/SimpleLoans • • 1d ago

REQUEST [REQ] ($100) (Manila, Philippines) (Repay $130 Nov 16) (Paypal)

1 Upvotes

I got caught up with bills and need money for transportation and food. i have about 10+ more days to report to work. i can provide my last payslip as proof im currently employed and necessary documents for lenders if they need more.


r/SimpleLoans • • 1d ago

REQUEST [REQ] ($110) - (BERKELEY, CA, US), (repay $140 on 11/10) (PayPal)

2 Upvotes

I've been picking up as many side gigs as I can on top of my full time job in order to help build my savings up so I won't need to borrow like this! I have another great bartending shift opportunity for tomorrow but I need Uber fare and a new white button down shirt for it. Happy to provide pay stubs, ID, etc.

I have an outstanding loan and have permission from the lender to request a 2nd. PayPal is holding all Goods & Services payments to me for 3 weeks because I don't have history as a "seller" and my outstanding loan hit the $100 monthly Goods & Services limit PayPal has me at, so the loan would need to be Friends & Family. Want to be up front about that in case it doesn't work for anyone. Thanks!


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] (460) - (Denver, Colorado) (Repay 600 on 11/23/26 (Pre-arranged with u/rosseyrana01)(Venmo)

3 Upvotes

Thanks again.


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] ($1,250) - (#Los Angeles, California, USA) (Repayment $1,500 - Payments of $500 on 11/13, $250 on 11/27, 12/11 and $500 on 12/25) (Pre-arranged with u/ Yonathandic)

2 Upvotes

Pre-arranged with u/Yonathandic


r/SimpleLoans • • 1d ago

PRE-ARRANGED [PRE] Prearranged loan w/ yonathandlc for $550 and repaying $660 on 11/18/26

1 Upvotes

Prearranged with u/yonathandlc


r/SimpleLoans • • 2d ago

PRE-ARRANGED [PRE] £250 payback £300 with u/Real_Collection_6399 25/11/26 (PayPal)

1 Upvotes

Thank you u/Real_Collection_6399😊